July 29, 2019

Real loan case for SMEs financed by Crowdlending

The vast majority of the companies that exist in our country are SMEs, concentrating between 70% and 90% of the employed persons. According to the Ministry of Employment and Social Security, in January 2016 in Spain 1,271,082 professional SMEs or merchants were registered. These companies have more difficulty finding financing for SMEs at an adequate cost and term because they have a higher risk than large companies. Credits for professional SMEs and merchants The credits for SMEs must be flexible and fast to allow them to develop their activity in the short term. Within the different sources of financing, Good Finance grants loans to SMEs through Crowdlending with a series…

July 27, 2019

Should I use the credit card or request a credit?

Nancy will go on vacation at the end of the month and is dying to travel abroad. He has calculated the expenses he would make and what he now wonders is how he will get the money he needs. On the other hand, Marcio, who also goes on vacation at the end of the month, wants to finish remodeling his studio. Like Nancy, she doesn’t know how to finance those expenses either. Both have credit cards but are also considering applying for a loan. Both options are valid but have different conditions.   If I use the card? You should check that your credit line is large enough to charge…

July 26, 2019

New on the market, online loans are to be granted quickly

    Problems with obtaining traditional funding One of the founders of the Polish Loan Platform believes that the traditional process of granting loans, known from banks, cannot keep up with entrepreneurs. Problems with obtaining external funding appear at the beginning, at the stage of completing the documents. Therefore, credit processes are time consuming and associated with numerous formalities. With the new application, online loans are to be granted quickly and conveniently. An application that allows you to get cash faster With creditstore.com, the customer can get a loan of up to 50,000 PLN for a period of 6 months, but does not have to fill out a stack of…

July 22, 2019

Financial lease

For the sake of convenience, a financial lease is sometimes referred to as a business car lease and is a lease form that is suitable for entrepreneurs. The big advantage of a financial lease is that you immediately have access to a new lease car or occasion, while it is not necessary to use your own working capital for this. You determine the duration yourself (up to a maximum). This can be fully tailored to the depreciation of the car. You pay a fixed lease amount every month. This is possible because the interest is always fixed in advance and is unchangeable. You also pay a fixed part of the…

July 15, 2019

Payday loans with payroll discount

If you have a permanent job and need to apply for a payday loan, going to the bank where your payroll is domiciled may be the most appropriate option. What is a payroll loan It is the type of loan that uses the monthly salary as a guarantee of payment. This means that you do not have to go to the bank to cancel your monthly payment: the money is automatically debited from your bank account at the time you receive your salary, before you can spend it. This means an important guarantee for the lender, so it will offer you better conditions. That is, if you apply for a…

July 15, 2019

Revolving credit.

  In contrast to personal loans and related forms of loan, revolving loans are loans that are very flexible and that allow you to withdraw the money that you have repaid. Moreover, the loan amounts that you may take out again and again fall under the so-called ‘interest-bearing’ loan. In the information below you will find more information about the revolving credit and its significance. Loan goal For a specific, larger purchase, it is wise to take out a personal loan instead of a revolving credit. So you know in advance exactly what the purchase will cost you in total. Do you, however, want to have access to money for…